Business Services Bond — Get Bonded Online
Service businesses — house cleaners, contractors, IT services, caregivers — who bond to protect their clients against employee theft and dishonesty. Bond amount: $2,500–$25,000. Annual premium from $100–$350/yr.
Who Needs a Business Services Bond?
Service businesses — house cleaners, contractors, IT services, caregivers — who bond to protect their clients against employee theft and dishonesty. Requirements vary by state — we confirm the exact bond form and amount for your state before issuing.
How the Process Works
- Submit your quote request. Fill out the quote request form with your business details and we'll match you with the right surety.
- Underwriting. Issued instantly online; no credit check required for standard amounts.
- Bond issued and delivered electronically. Once approved, your bond is issued and filed with the appropriate obligee. You receive a copy by email.
Obligee & Requirements
Clients and customers of the bonded business The typical bond amount for a Business Services Bond is $2,500–$25,000. Exact requirements — including bond form, amount, and filing procedures — vary by state and obligee. We confirm the current requirements for your specific situation before issuing.
Frequently Asked Questions
- What is a business services bond?
- A business services bond (also called a dishonesty bond) protects your clients from theft or property damage caused by your employees while they work on the client's premises. It is a marketing and trust tool, not a government requirement.
- Is a business services bond required by law?
- Generally no — it is voluntary. However, many commercial clients and property managers require it as a contract condition before hiring service companies.
- How many employees can be covered?
- Business services bonds typically cover all current and future employees at the bonded business. Make sure your bond specifies 'blanket coverage' for all employees rather than scheduled individuals.
- How does a business services bond differ from general liability insurance?
- General liability covers accidental property damage and bodily injury. A business services bond covers intentional theft or dishonesty by your employees. Most clients and contracts want both.