Get Your Surety Bond Online — Instant to Same-Day
Freight broker bonds, contractor license bonds, notary bonds, and more — placed through Old Republic Surety, an A-rated carrier. We are a licensed brokerage writing surety bonds in all 50 states. Apply online in minutes; most bonds are issued the same day or faster.
Bond Types We Write
The $75,000 FMCSA bond every broker needs. Apply online, we file with FMCSA.
Apply now →Contractor, auto dealer, telemarketer, collection agency, and more.
Learn more →Instant-issue. No credit check. State-required for all commissioned notaries.
Learn more →Protect your clients against employee dishonesty. ERISA, janitorial, business services.
Learn more →Mortgage broker, money transmitter, title agency, and other regulated financial businesses.
Learn more →Probate, executor, guardian, court fiduciary, and other specialty bonds.
Learn more →How It Works
Fill out a short application — no office visit, no fax. For most bonds we can pre-fill your business info from public records.
Simple bonds are issued instantly after e-sign. Underwritten bonds (like BMC-84) are typically approved and priced within 1 business day.
You receive your bond document by email. For FMCSA bonds we file electronically with the agency on your behalf — nothing to mail.
Why Full Coverage
Full Coverage holds active non-resident licenses wherever your bond is required.
Your bond is backed by Old Republic Surety, an A-rated (Excellent) carrier — accepted by every state agency and federal regulator.
We are a directly appointed surety agent. No middlemen, no markups on the carrier premium.
Notary bonds and simple license bonds start at $25. Premiums are always disclosed before you sign.
Frequently Asked Questions
- What is a surety bond?
- A surety bond is a three-party agreement between the principal (you), the obligee (the party requiring the bond, such as a government agency), and the surety (us and our carrier). The surety guarantees the obligee that the principal will fulfill a legal or contractual obligation. If the principal fails, the surety pays and then seeks reimbursement from the principal.
- How fast can I get bonded?
- Many bonds — including notary bonds and small contractor license bonds — are instant-issue after online application. Freight broker bonds (BMC-84) and other underwritten bonds typically take 1–3 business days. We will tell you the turnaround before you apply.
- Do you offer bonds in all 50 states?
- Yes. Full Coverage is a licensed insurance brokerage writing surety bonds in all 50 states through Old Republic Surety and other A-rated carriers.
- What's the difference between a surety bond and insurance?
- Insurance protects you against losses you did not cause. A surety bond protects a third party (usually a regulator or client) against losses you caused. With a bond the surety can pay a claim, but it will then collect reimbursement from you — unlike insurance, where the carrier absorbs the loss.
- How much does a surety bond cost?
- Bond premiums vary widely by bond type, bond amount, and your credit profile. Most license and permit bonds run $25–$200 per term. Freight broker bonds (BMC-84) typically cost $900–$2,500 per year. Court and specialty bonds are underwritten individually and may run 1–15% of the bond amount.