Get Your Surety Bond Online — Instant to Same-Day
Freight broker bonds, contractor license bonds, notary bonds, and more — placed through Old Republic Surety, an A-rated carrier. We are a licensed brokerage writing surety bonds in 47 states and the District of Columbia — not Alaska, Hawaii or Massachusetts. Apply online in minutes; most bonds are issued the same day or faster.
Bond Types We Write
The $75,000 FMCSA bond every broker needs. Apply online, we file with FMCSA.
Apply now →Contractor, auto dealer, telemarketer, collection agency, and more.
Learn more →Instant-issue. No credit check. State-required for all commissioned notaries.
Learn more →Protect your clients against employee dishonesty. ERISA, janitorial, business services.
Learn more →Mortgage broker, money transmitter, title agency, and other regulated financial businesses.
Learn more →Probate, executor, guardian, court fiduciary, and other specialty bonds.
Learn more →How It Works
Fill out a short application — no office visit, no fax. For most bonds we can pre-fill your business info from public records.
Simple bonds are issued instantly after e-sign. Underwritten bonds (like BMC-84) are typically approved and priced within 1 business day.
You receive your bond document by email. For FMCSA bonds we file electronically with the agency on your behalf — nothing to mail.
Why Full Coverage
Full Coverage holds active agency licenses in 47 states and the District of Columbia. We are not licensed in Alaska, Hawaii or Massachusetts and cannot place a bond there.
Your bond is backed by Old Republic Surety, an A-rated (Excellent) carrier — accepted by every state agency and federal regulator.
We are a directly appointed surety agent. No middlemen, no markups on the carrier premium.
Notary bonds and simple license bonds start at $25. Premiums are always disclosed before you sign.
Frequently Asked Questions
- What is a surety bond?
- A surety bond is a three-party agreement between the principal (you), the obligee (the party requiring the bond, such as a government agency), and the surety (us and our carrier). The surety guarantees the obligee that the principal will fulfill a legal or contractual obligation. If the principal fails, the surety pays and then seeks reimbursement from the principal.
- How fast can I get bonded?
- Many bonds — including notary bonds and small contractor license bonds — are instant-issue after online application. Freight broker bonds (BMC-84) and other underwritten bonds typically take 1–3 business days. We will tell you the turnaround before you apply.
- Which states do you write surety bonds in?
- Full Coverage is a licensed insurance brokerage writing surety bonds in 47 states and the District of Columbia through Old Republic Surety and other A-rated carriers. We are not licensed in Alaska, Hawaii or Massachusetts and cannot place a bond there.
- What's the difference between a surety bond and insurance?
- Insurance protects you against losses you did not cause. A surety bond protects a third party (usually a regulator or client) against losses you caused. With a bond the surety can pay a claim, but it will then collect reimbursement from you — unlike insurance, where the carrier absorbs the loss.
- How much does a surety bond cost?
- Bond premiums vary widely by bond type, bond amount, and your credit profile. Most license and permit bonds run $25–$200 per term. Freight broker bonds (BMC-84) typically cost $900–$2,500 per year. Court and specialty bonds are underwritten individually and may run 1–15% of the bond amount.