Mortgage Broker Bond — Get Bonded Online

Mortgage brokers, mortgage loan originators, and mortgage servicers required to bond under state and NMLS licensing requirements. Bond amount: $25,000–$150,000. Annual premium from $250–$1,500/yr.

Who Needs a Mortgage Broker Bond?

Mortgage brokers, mortgage loan originators, and mortgage servicers required to bond under state and NMLS licensing requirements. Requirements vary by state — we confirm the exact bond form and amount for your state before issuing.

How the Process Works

1. Submit your quote request. Fill out the quote request form with your business details and we'll match you with the right surety.
2. Underwriting. Credit-based; most standard amounts approved same-day.
3. Bond issued and delivered electronically. Once approved, your bond is issued and filed with the appropriate obligee. You receive a copy by email.

Obligee & Requirements

State mortgage licensing authority (NMLS) The typical bond amount for a Mortgage Broker Bond is $25,000–$150,000. Exact requirements — including bond form, amount, and filing procedures — vary by state and obligee. We confirm the current requirements for your specific situation before issuing.

Frequently Asked Questions

Is a mortgage broker bond required in every state?

Most states require a surety bond as part of NMLS mortgage broker or originator licensing. Requirements vary by state — we confirm the exact form and amount for your state.

What bond amount do I need as a mortgage broker?

Bond amounts commonly range from $25,000 to $150,000, and some states tie the required amount to your annual loan volume. Contact us and we will verify the current requirement for your license type.

How long does it take to get a mortgage broker bond?

Most standard amounts are approved same-day with a credit check. The bond certificate is delivered electronically for upload to your NMLS filing.

Can a mortgage broker bond be renewed annually?

Yes. Most mortgage broker bonds are continuous and billed annually. Some states require a specific term that coincides with your license renewal.